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277 CHEATING THE GALLOWS. 211

bawl down to the kitchen for his shaving- water. For Tom, lazy and indolent as he was, shaved with the unfailing regu- larity of a man to whom shaving has become an instinct. If he had not kept fairly regular hours, Mrs. Seacon would have set him down as an actor, so clean shaven was he. Roxdal did not shave. He wore a full beard, and, being a fine figure of a man to boot, no uneasy investor could look upon him without being reassured as to the stability of the bank he managed so successfully. And thus the two men lived in an economical comradeship, all the firmer, perhaps, for their mutual incongruities.

CHAPTER II.

a woman's instinct.

It was on a Sunday afternoon in the middle of October, ten days after Roxdal had settled in his new rooms, that Clara Newell paid her first visit to him there. She enjoyed a good deal of liberty, and did not mind accepting his invi- tation to tea. The corn factor, himself indifferently educated, had an exaggerated sense of the value of culture, and so Clara, who had artistic tastes without much actual talent, had gone in for painting, and might be seen, in pretty toilettes, copying pictures in the Museum. At one time it looked as if she might be reduced to working seriously at her art, for Satan, who finds mischief still for idle hands to do, had persuaded her father to embark the fruits of years of toil in bubble companies. However, things turned out not so bad as they might have been, a little was saved from the wreck, and the appearance of a suitor, in the person of Everard G. Roxdal, ensured her a future of competence, if not of the luxury she had been entitled to expect. She