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Rh "'S all," said Breede, still shaking his head helplessly.

At his desk outside Bean feigned to be absorbed in an intricate calculation. In reality he was putting down "400,000," then "$400,000," then "$400,000.00" By noon he had covered several pages of his note-book with this instructive exercise. Once he had written it $398,973.87, with a half-formed idea of showing it to old Metzeger.

As he was going out Tully trod lightly over a sheet of very thin ice and accosted him.

"The market was not discouraging to-day," said Tully genially.

"'S good time to buy heavily in margins," said Bean.

"Yes, sir," said Tully respectfully.

In the street he chanted "four hundred thousand dollars" to himself. He was one of the idle rich. He hoped Cassidy would never hear of it. Then, passing a steamship office, he recalled the horror that lay ahead of him. Little old steamer. But was a financier who had been netted four hundred thousand dollars to be put afloat upon the waters at the whim of a flapper? She was going too far. He'd better tell her so in plain words; say, "Look here, I've just netted four hundred thousand dollars, and no little old steamer for mine. I don't care much for the ocean. We stay on land. Better understand who's who right at the start."

That is what he would tell the flapper; make