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Mr. H. A. Pan was born in 1893, at Shanghai. He received his early education from his parents and entered St. John's University, where in 1912 he received his B. A. Degree. After finishing at St. John's, he spent one year in Tsinghua College where he received a Boxer Indemnity scholarship. While waiting for his scholarship funds, he served as instructor in English in Soochow Academy for one year. In 1914 he went to America and entered the Wharton School of Commerce and Finance of the University of Pennsylvania, where he received the degrees of B. Sc. in economics in 1916 and M. A. in 1917. As a student, Mr. Pan was inclined chiefly toward literary activities, being associate editor of the. Tsing Hua Alumni Annual, associate editor of the Chinese Students' Monthly