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Mr. Bin Yuan Chu was born in 1894, in Changsha, the capital of Hunan Province. He received his elementary education from the Minteh Primary and Middle schools promoted by the General Woong Hsin, a noted leader of the first revolution. In 1910, he was sent by the provincial government, after a competitive examination, to study in the then newly founded Tsing Hua College. When the Revolution broke out, Chu returned to Changsha, and for some time was student at the Yale College. Later, he rejoined Tsing Hua, and was sent by that institution in 1916 to study finance and banking in America. He first attended Wesleyan University, Middleton, Conn., from which he received the degree of Bachelor of Science in 1918. After his graduation, he joined the banking firm, of Brown Bros, & Co., New York, as a member of the foreign department. During the same time, he took many business courses in the evening school of New York University