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Mr. Chow Tso-ming, was born at Huaian Hsien Kiangsu, in 1882. He studied at the Nanyang College of Shanghai, and then went to Japan to pursue higher studies. After his graduation in Japan, he returned to China and joined the Ministry of Finance, where his promotion was steady. At last, he became Chief of the Treasury Department in the Ministry. In 1916 he joined the Bank of Communications and served that bank in various capacities. In 1913, the Kincheng Banking Corporation with a total capitalization of $5,000,000 was organized, and he was elected managing director of the institution. He is still holding the position. In November 1919, Mr. Chow was decorated with the 2nd Order of Chiaho; in January 1920, the 2nd Order of Paokuang Chiaho; and in August 1921, the 2nd Order of Tashou Paokuang Chiaho. In July 1922, Mr. Chow was appointed a