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448 William Losely's private apartment. Losely had two or three rooms appropriated to himself in one side of the house, which was built in a quadrangle round a court-yard. When Losely opened his door to Mr. Gunston's knock, it struck Mr. Gunston that his manner seemed confused. After some talk on general subjects, Losely said that he had occasion to go to London next morning for a few days on private business of his own. This annoyed Mr. Gunston. He observed that Losely's absence just then would be inconvenient. He reminded him that a tradesman, who lived at a distance, was coming over the next day to be paid for a vinery he had lately erected, and on the charge for which there was a dispute. Could not Losely at least stay to settle it? Losely replied, " that he had already, by correspondence, adjusted the dispute, having suggested deductions which the tradesman had agreed to, and that Mr.- Gunston would only have to give a check for the balance—viz.: £270." Thereon Mr. Gunston remarked, " If you were not in the habit of paying my bills for me out of what you receive, you would know that I seldom give checks. I certainly shall not give one now, for I have the money in the house. Losely observed, "That is a bad habit of yours, keeping large sums in your own house. You may be robbed." Gunston answered, " Safer than lodging large sums in a country bank. Country banks break. My grandfather lost £1000 by the failure of a country bank; and my father, therefore, always took his payments in cash, remitting them to London from time to time as he went thither himself. I do the same, and I have never been robbed of a farthing that I know of. Who would rob a great house like this, full of men- servants?" " That's true," said Losely; " so if you are sure you have as much by you, you will pay the bill, and have done with it. I shall be back before Sparks the builder comes to be paid for the new barns to the home farm—that will be £600; but I shall be taking money for timber next week. He can be paid out of that." " No, I will pay Sparks, too, out of what I have in my bureau; and the timber-merchant can pay his debt into my London banker's." " Do you mean that you have enough for both these bills actually in the house?" Gunston. " Certainly, in the bureau in my study. I don't know how much I've got. It may be £1500—it may be £1700. I have not counted: I am such a bad man of business; but I am sure it is more than £1400." Losely made some jocular observation to the effect that if Gunston never kept an account of what he had, he could never tell whether he was robbed, and, therefore, never would be robbed; since, according to Othello;