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 presume that populations will shift to and fro, as they once did from the South to the North of England on the rise of the factory towns, or from the Old World to the New. Colossal enterprises will be projected and carried through, and combinations of capital and federations of labor be effected on a cyclopean scale. Concentration and organization will be perfected in ways hitherto undreamed. The nation which would keep its head above the tide must accurately adjust supply to demand, and eliminate waste to the last least particle. Standards of living will most likely descend for millions of people. With the increase of capital, the competition for safe investments, and the consequent fall of the interest rate, the principal which today earns a comfortable