Page:United States Statutes at Large Volume 96 Part 1.djvu/1037

 PUBLIC LAW 97-258—SEPT. 13, 1982 (2) the Secretary considers necessary to carry out section 5302 of this title. SUBCHAPTER II—RECORDS AND REPORTS ON MONETARY INSTRUMENTS TRANSACTIONS §5311. Declaration of purpose It is the purpose of this subchapter (except section 5315) to require certain reports or records where they have a high degree of usefulness in criminal, tax, or regulatory investigations or proceedings. § 5312. Dennitions and application (a) In this subchapter— (1) "financial agency" means a person acting for a person (except for a country, a monetary or financial authority acting as a monetary or financial authority, or an international financial institution of which the United States Government is a member) as a financial institution, bailee, depository trustee, or agent, or acting in a similar way related to money, credit, securities, gold, or a transaction in money, credit, securities, or gold. (2) "financial institution" means— (A) an insured bank (as defined in section 3(h) of the Federal Deposit Insurance Act (12 U.S.C. 1813(h))); (B) a commercial bank or trust company; (C) a private banker; (D) an agency or branch of a foreign bank in the United States; (E) an insured institution (as defined in section 401(a) of the National Housing Act (12 U.S.C. 1724(a))); (F) a thrift institution; (G) a broker or dealer registered with the Securities and Exchange Commission under the Securities Exchange Act of 1934 (15 U.S.C. 78a et seq.); (H) a broker or dealer in securities or commodities; (I) an investment banker or investment company; (J) a currency exchange; (K) an issuer, redeemer, or cashier of travelers' checks, checks, money orders, or similar instruments; (L) an operator of a credit card system; (M) an insurance company; (N) a dealer in precious metals, stones, or jewels; (O) a pawnbroker; (P) a loan or finance company; (Q) a travel agency; (R) a licensed sender of money; (S) a telegraph company; (T) an agency of the United States Government or of a State or local government carrying out a duty or power of a business described in this clause (2); or (U) another business or agency carrying out a similar, related, or substitute duty or power the Secretary of the Treasury prescribes. (3) "monetary instruments" means— (A) United States coins and currency; and

96 STAT. 995

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