Page:United States Statutes at Large Volume 76A.djvu/298

–202– -2028VB0HAPTE8 V—CONCEALMENT AND BEPBESENTATIONS

Article A—Concealment Sec. 8331. 3332. S333. 3334. 3335. 3336. 3337. 3338. 3339. 3340. 3351. 3352. 3353. 3354. 3355. 3356. 3357. 3358. 3359. 3360. 3361.

Definition of concealment. Effect of concealment Required disclosure. Required inquiry. Test of materiality. Presumed knowledge. Waiver of communication. Interest of insured. Fraudulent concealment Matters of opinion. Article B—Representations

Oral or written. Time of making. Rules of interpretation. Representation as to future. Effect upon policy. Alteration or withdrawal. Time intended by representation. Representation upon hearsay. Falsity. Effect of material false representation. Materiality.

Article G—Miscellaneous Provisions 3371. Application of subchapter. SUBCHAPTER VI—THE POLICT

Article A—General Provisions 3391. 3392. 3393. 3394. 3395. 3396. 3397.

Definition of policy of insurance. Required contents of policy. Coverage of specified insured's interest. Insurance by agent or trustee. Insurance by partner or part-owner. General description of insured. Insurance of future owners. Article B—Types of Policies

3411. 3412. 3413. 3414.

Open and valued policies. Definition of open policy. Definition of valued policy. Definition of running policy. Article C—Warranties

3421. 3422. 3423. 3424. 3425. 3426. 3427. 3428. 3429. 3430.

Express or implied. Express warranty. Form of words. Express warranties to be in policy. Past, present, and future warranties. Statement of intent Excusable omission to fulfill future warranty. Violation of material warranty. Violation of Immaterial warranty. Breach without fraud. SUBCHAPTER VII

THE PBEMIUM

3451. Conditions of return of premium. 3452. Earned premium. 3453. Right to return. 3454. Policy as receipt 3455. Overinsurance by several insurers. 34.^16. Overinsurance by simultaneous policies. 3457. Overinsurance by successive policies.

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