Page:United States Statutes at Large Volume 124.djvu/2010

 124 STAT. 1984 PUBLIC LAW 111–203—JULY 21, 2010 other report or other confidential supervisory informa- tion concerning such person examined by the Bureau under the authority of any other provision of Federal law. (7) REGISTRATION.— (A) IN GENERAL.—The Bureau may prescribe rules regarding registration requirements applicable to a covered person, other than an insured depository institution, insured credit union, or related person. (B) REGISTRATION INFORMATION.—Subject to rules pre- scribed by the Bureau, the Bureau may publicly disclose registration information to facilitate the ability of con- sumers to identify covered persons that are registered with the Bureau. (C) CONSULTATION WITH STATE AGENCIES.—In devel- oping and implementing registration requirements under this paragraph, the Bureau shall consult with State agen- cies regarding requirements or systems (including coordi- nated or combined systems for registration), where appro- priate. (8) PRIVACY CONSIDERATIONS.—In collecting information from any person, publicly releasing information held by the Bureau, or requiring covered persons to publicly report informa- tion, the Bureau shall take steps to ensure that proprietary, personal, or confidential consumer information that is protected from public disclosure under section 552(b) or 552a of title 5, United States Code, or any other provision of law, is not made public under this title. (9) CONSUMER PRIVACY.— (A) IN GENERAL.—The Bureau may not obtain from a covered person or service provider any personally identifi- able financial information about a consumer from the finan- cial records of the covered person or service provider, except— (i) if the financial records are reasonably described in a request by the Bureau and the consumer provides written permission for the disclosure of such informa- tion by the covered person or service provider to the Bureau; or (ii) as may be specifically permitted or required under other applicable provisions of law and in accord- ance with the Right to Financial Privacy Act of 1978 (12 U.S.C. 3401 et seq.). (B) TREATMENT OF COVERED PERSON OR SERVICE PRO- VIDER.—With respect to the application of any provision of the Right to Financial Privacy Act of 1978, to a disclosure by a covered person or service provider subject to this subsection, the covered person or service provider shall be treated as if it were a ‘‘financial institution’’, as defined in section 1101 of that Act (12 U.S.C. 3401). (d) ASSESSMENT OF SIGNIFICANT RULES.— (1) IN GENERAL.—The Bureau shall conduct an assessment of each significant rule or order adopted by the Bureau under Federal consumer financial law. The assessment shall address, among other relevant factors, the effectiveness of the rule or order in meeting the purposes and objectives of this title and the specific goals stated by the Bureau. The assessment shall