Page:United States Statutes at Large Volume 123.djvu/1656

 123STA T . 1 6 36 PUBLIC LA W 111 – 22 —M A Y 2 0, 200 9SEC.102 . MODIF IC AT IO N OF H O U SIN GL OANS GUA R ANTEED BY THE DE P ARTMENT OF V ETERANS AFFAIRS. (a)MATURI T YOFH OU S I NGL OANS .—Section370 3( d )( 1 )o f tit l e 3 8,U nited State sC ode, is a m ended by inse r tin g‘ ‘at t h e time of origination ’ ’ after ‘‘loan’’. (b) IMPLE MENTATION.— T he Secretary of V eterans A ffairs may im p lement the amendments made by this section thro u gh notice, procedure notice, or administrati v e notice. SEC. 10 3 . ADDITIONAL FUNDING FOR HUD PROGRAMS TO ASSIST INDIVIDUALS TO BETTER W ITHSTAND THE CURRENT MORTGAGE CRISIS. (a) A D DITIONAL APPROPRIATIONS FOR AD V ERTISING TO IN C REASE P U B LIC A W ARENESS OF MORTGAGE SCAMS AND COUNSELING ASSIST - ANCE.—In addition to any amounts that may be appropriated for each of the fiscal years 2 010 and 2011 for such purpose, there is authori z ed to be appropriated to the Secretary of Housing and Urban D evelopment, to remain available until e x pended, $ 10,000,000 for each of the fiscal years 2010 and 2011 for purposes of providing additional resources to be used for advertising to raise a w areness of mortgage fraud and to support HUD programs and approved counseling agencies, provided that such amounts are used to advertise in the 100 metropolitan statistical areas with the highest rate of home foreclosures, and provided, further that up to$ 5 ,000,000 of such amounts are used for advertisements designed to reach and inform broad segments of the community. (b) ADDITIONAL APPROPRIATIONS FOR T H E HOUSING COUNSELING ASSISTANCE PROGRAM.—In addition to any amounts that may be appropriated for each of the fiscal years 2010 and 2011 for such purpose, there is authorized to be appropriated to the Secretary of Housing and Urban Development, to remain available until expended, $50,000,000 for each of the fiscal years 2010 and 2011 to carry out the Housing Counseling Assistance Program established within the Department of Housing and Urban Development, pro- vided that such amounts are used to fund HUD-certified housing- counseling agencies located in the 100 metropolitan statistical areas with the highest rate of home foreclosures for the purpose of assisting homeowners with in q uiries regarding mortgage-modifica- tion assistance and mortgage scams. (c) ADDITIONAL APPROPRIATIONS FOR PERSONNEL AT THE O FFICE OF F AIR HOUSING AND EQ UAL OPPORTUNITY.—In addition to any amounts that may be appropriated for each of the fiscal years 2010 and 2011 for such purpose, there is authorized to be appro- priated to the Secretary of Housing and Urban Development, to remain available until expended, $5,000,000 for each of the fiscal years 2010 and 2011 for purposes of hiring additional personnel at the Office of Fair Housing and Equal Opportunity within the Department of Housing and Urban Development, provided that such amounts are used to hire personnel at the local branches of such Office located in the 100 metropolitan statistical areas with the highest rate of home foreclosures. SEC. 10 4 . MORTGAGE MODIFICATION DATA COLLECTING AND REPORTING. (a) R EPORTING REQUIREMENTS.— N ot later than 120 days after the date of the enactment of this Act, and quarterly thereafter, the Comptroller of the Currency and the Director of the Office 12USC 1 7 1 5z– 25 .38 USC 37 0 3 note .