Page:United States Statutes at Large Volume 117.djvu/2022

 PUBLIC LAW 108–159—DEC. 4, 2003

117 STAT. 2003

(e) FTC REGULATION OF CODING OF TRADE NAMES.—Section 621 of the Fair Credit Reporting Act (15 U.S.C. 1681s), as amended by this Act, is amended by adding at the end the following: ‘‘(g) FTC REGULATION OF CODING OF TRADE NAMES.—If the Commission determines that a person described in paragraph (9) of section 623(a) has not met the requirements of such paragraph, the Commission shall take action to ensure the person’s compliance with such paragraph, which may include issuing model guidance or prescribing reasonable policies and procedures, as necessary to ensure that such person complies with such paragraph.’’. (f) TECHNICAL AND CONFORMING AMENDMENTS.—Section 604(g) of the Fair Credit Reporting Act (15 U.S.C. 1681b(g)), as amended by section 411 of this Act, is amended— (1) in paragraph (1), by inserting ‘‘(other than medical contact information treated in the manner required under section 605(a)(6))’’ after ‘‘a consumer report that contains medical information’’; and (2) in paragraph (2), by inserting ‘‘(other than medical information treated in the manner required under section 605(a)(6))’’ after ‘‘a creditor shall not obtain or use medical information’’. (g) EFFECTIVE DATE.—The amendments made by this section shall take effect at the end of the 15-month period beginning on the date of enactment of this Act.

TITLE V—FINANCIAL LITERACY AND EDUCATION IMPROVEMENT SEC. 511. SHORT TITLE.

This title may be cited as the ‘‘Financial Literacy and Education Improvement Act’’. SEC. 512. DEFINITIONS.

Financial Literacy and Education Improvement Act. 20 USC 9701 note. 20 USC 9701.

As used in this title— (1) the term ‘‘Chairperson’’ means the Chairperson of the Financial Literacy and Education Commission; and (2) the term ‘‘Commission’’ means the Financial Literacy and Education Commission established under section 513. SEC. 513. ESTABLISHMENT OF FINANCIAL LITERACY AND EDUCATION COMMISSION.

20 USC 9702.

(a) IN GENERAL.—There is established a commission to be known as the ‘‘Financial Literacy and Education Commission’’. (b) PURPOSE.—The Commission shall serve to improve the financial literacy and education of persons in the United States through development of a national strategy to promote financial literacy and education. (c) MEMBERSHIP.— (1) COMPOSITION.—The Commission shall be composed of— (A) the Secretary of the Treasury; (B) the respective head of each of the Federal banking agencies (as defined in section 3 of the Federal Deposit Insurance Act), the National Credit Union Administration, the Securities and Exchange Commission, each of the Departments of Education, Agriculture, Defense, Health and Human Services, Housing and Urban Development,

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