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 PUBLIC LAW 105-347—NOV. 2, 1998 112 STAT. 3211 agency or department msikes a written finding as prescribed under section 604(b)(4)(A).". SEC. 5. CIVIL SUITS AND JUDGMENTS. Section 605(a) of the Fair Credit Reporting Act (15 U.S.C. 1681c(a)) is amended— (1) in paragraph (2), by striking "Suits and Judgments which" and inserting "Civil suits, civil judgments, and records of arrest that"; (2) by striking paragraph (5); (3) in paragraph (6), by inserting ", other than records of convictions of crimes" after "of information"; and (4) by redesignating paragraph (6) as paragraph (5). SEC. 6. TECHNICAL AMENDMENTS. The Fair Credit Reporting Act (15 U.S.C. 1601 et seq.) is amended— (1) in section 603(d)(2)(A)(iii), by striking "any communica- 15 USC 1681a. tion" and inserting "communication"; (2) in section 603(o)(l), by striking "(d)(2)(E)" and inserting "(d)(2)(D)"; (3) in section 603(o)(4), by striking "or" at the end and inserting "and"; (4) in section 604(g), by striking "or a direct marketing 15 USC I68lb. transaction"; (5) in section 611(a)(7), by striking "(6)(B)(iv)" and inserting 15 USC I68ii. "(6)(B)(iii)"; and (6) in section 621(b), by striking "or (e)". 15 USC I68ls. SEC. 7. EFFECTIVE DATE. 15 USC 1681a The amendments made by this Act shall be deemed to have the same effective date as the amendments made by section 2403 of the Consumer Credit Reporting Reform Act of 1996 (Public Law 104-208; 110 Stat. 3009 -1257). Approved November 2, 1998. LEGISLATIVE HISTORY—S. 2561: CONGRESSIONAL RECORD, Vol. 144 (1998): Oct. 6, considered and passed Senate. Oct. 8, considered and passed House.

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