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Rh of this country, a very large proportion of the people of the United States enjoy comforts and even luxuries to a greater extent than in the period before and just after that great conflict, and to a much greater extent than the people of other nations. Every patriotic American should be grateful and proud of the daring and directing minds that have helped to make the country as great and prosperous as it is.

These big things could not have been done, and the people of this country could not have been fed, sheltered, kept warm, and transported, had each been forced to depend upon his own efforts in obtaining what he needed and wanted. Individuals have, therefore, gradually banded themselves together into partnerships, corporations, banks, trusts, insurance companies, labor unions, and other forms of collectivism, because only through coöperation could they do the big work of this country.

In the last few years, however, there has grown up in this country a set of political economists and reformers who “see ghosts” Rh