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784 her in music. She had a most successful career as a singer, and having lost her voice through diphtheria she won equal success as an actress. In 1882 she started in a tour of the world. Later became manager of the Lyceum Theatre, London, and in 1888 she retired from the stage.

Mrs. Adsit was born in Palerma, New York, May 21, 1825. She was the first woman to enter the insurance field in this country, and, as far as is known, in the world. She was possessed of an unusual combination in a woman—great literary ability and excellent business sense. At the age of thirteen she assumed charge of her own affairs and her future education. Some of her early writings aroused great antagonism, and her identity was withheld by her editor and not until many years later did she acknowledge their authorship. On the death of her husband, Charles Davenport Adsit, of Buffalo, in 1873, Mrs. Adsit assumed entire charge of his business and general insurance agency. After a most successful career in this line, she sold the business and resumed her writing. She contributed to the London Art Journals, writing a most interesting series of articles for them on "The Black and White in Art" or "Etching and Engraving." This brought demands from her friends for lectures, or parlor talks, on art, and she began the course of classes for study. For many years she has delivered these lectures in the principal cities of the United States and her name is prominently connected with art education both in this country and abroad.

Is a lecturer on current topics. Born at Granville, Ohio; is the daughter of William and Helen Ralston Richards. Her