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 tion, that this factor of irresponsible property is certain to be present in the social body a hundred years ahead. It has, no doubt, occurred to the reader that all the conditions of the shareholder's being unfit him for co-operative action in defence of the interests of his class. Since shareholders do nothing in common, except receive and hope for dividends, since they may be of any class, any culture, any disposition, or any level of capacity, since there is nothing to make them read the same papers, gather in the same places, or feel any sort of sympathy with each other beyond the universal sympathy of man for man, they will, one may anticipate, be incapable of any concerted action to defend the income they draw from society against any resolute attack. Such crude and obvious denials of the essential principles of their existence as the various Socialistic bodies have proclaimed have, no doubt, encountered a vast unorganised, negative opposition from them, but the subtle and varied attack of natural forces they have neither the collective intelligence to recognise, nor the natural organisation to resist. The shareholding body is altogether too chaotic and diffused for positive defence. And the question of the prolonged existence of this comparatively new social phenomenon, either in its present or some modified form, turns, therefore, entirely on the quasi-natural laws of the social body. If they favour it, it will survive; when they do not, it will vanish as the mists of the morning before the sun.

Neglecting a few exceptional older corporations which, indeed, in their essence are not usurious but