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 training and running race-horses. Later on he married, and frequented the best society of the place, wearing a gold chain and a diamond ring. Seeing all this display, many people were firmly persuaded that Mr. John was a wealthy man, and had no hesitation in having monetary transactions with him; but a few persons, of higher intelligence, knowing the real state of his affairs, were more cautious, and would have nothing to say to him. Many of the Calcutta merchants get their living by brokerage: they may be either freight brokers, or they may buy and sell Government paper or goods generally, their commission being several rupees in every hundred. Many others, acquainting themselves with the market prices current in Calcutta and elsewhere, do affairs on their own account; but to manage this, they must have already learned the details of business, as otherwise their business cannot prosper. Mr. John had no capacity for business at all: he was persuaded that he only had to purchase goods to dispose of them at a profit: as a matter of fact, his only object was to enjoy himself and play the rich man at the expense of others. He thought trade a very simple thing: he only had to fire enough bullets, and game was sure to fall to one or other.

The chief agent was even worse in this respect than the Saheb: he was blankly ignorant, without any education to speak of, and understanding nothing whatever of accounts: consequently, to do business with him was so much lost labour. Mahajans, brokers, and shopkeepers were continually going to him with patterns of their goods, informing him of the fluctuations in prices, and giving him the latest market intelligence: all the time they were talking business, he would be gazing vacantly about him, completely at sea. He never answered any of their questions, doubtless for fear that anything he might say