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62 heavy premium. But nothing can insure the hearts on shore against the bitterness of waiting for the worst.

For if a "missing" ship has never turned up within the memory of seamen of my generation, the name of an "overdue" ship, trembling as it were on the edge of the fatal heading, has been known to appear as "arrived."

It must blaze up, indeed, with a great brilliance the dull printer's ink expended on the assemblage of the few letters that form the ship's name to the anxious eyes scanning the page in fear and trembling. It is like the message of reprieve from the sentence of sorrow suspended over many a home, even if some of the men in her have been the most homeless mortals that you may find among the wanderers of the sea.

The reinsurer, the optimist of ill-luck and disaster, slaps his pocket with satisfaction. The underwriter, who had been trying to minimize the amount of impending loss, regrets his premature pessimism. The ship has been stauncher, the skies more merciful, the seas less angry, or perhaps the men on board of a finer temper than he has been willing to take for granted.

"The ship So-and-so, bound to such a port, and posted as 'overdue,' has been reported yesterday as having arrived safely at her destination."

Thus run the official words of the reprieve addressed to the hearts ashore lying under a heavy sentence. And they come swiftly from the other side of the earth, over wires and cables, for your electric telegraph is a great alleviator of anxiety. Details, of course, shall follow. And they may unfold a tale of narrow escape, of steady ill-luck, of high winds and heavy weather, of ice, of interminable calms or endless head-gales; a tale of difficulties overcome, of adversity defied by a small knot of men upon the great loneliness of the sea; a tale of resource, of courage—of helplessness, perhaps.