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 houses filled with the products of the whole world, and guarded by iron shutters and heavy gates; the banks with their unthinkable billions of wealth, all buried in safes and vaults of steel.

And then one day there befell Jurgis the one adventure of his life. It was late at night, and he had failed to get the price of a lodging. Snow was falling, and he had been out so long that he was covered with it, and was chilled to the bone. He was working among the theatre crowds, flitting here and there, taking large chances with the police, in his desperation half hoping to be arrested. When he saw a blue-coat start toward him, however, his heart failed him, and he dashed down a side street and fled a couple of blocks. When he stopped again he saw a man coming toward him, and placed himself in his path.

"Please, sir," he began, in the usual formula, "will you give me the price of a lodging? I've had a broken arm, and I can't work, and I've not a cent in my pocket. I'm an honest working-man, sir, and I never begged before. It's not my fault, sir—"

Jurgis usually went on until he was interrupted, but this man did not interrupt, and so at last he came to a breathless stop. The other had halted, and Jurgis suddenly noticed that he stood a little unsteadily. "Whuzzat you say?" he queried suddenly, in a thick voice.

Jurgis began again, speaking more slowly and distinctly; before he was half through the other put out his hand and rested it upon his shoulder. "Poor ole chappie!" he said. "Been up—hic—up—against it, hey?"

Then he lurched toward Jurgis, and the hand upon his shoulder became an arm about his neck. "Up against it myself, ole sport," he said. "She's a hard ole world."

They were close to a lamp post, and Jurgis got a glimpse of the other. He was a young fellow—not much over eighteen, with a handsome boyish face. He wore a silk hat and a rich soft overcoat with a fur collar; and he smiled at Jurgis with benignant sympathy. "I'm hard up, too,