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 The possession of vast wealth entails cares and responsibilities, however, as poor Marija found out. She had taken the advice of a friend and invested her savings in a bank on Ashland Avenue. Of course she knew nothing about it, except that it was big and imposing—what what possible chance has a poor foreign working-girl to understand the banking business, as it is conducted in this land of frenzied finance? So Marija lived in continual dread lest something should happen to her bank, and would go out of her way mornings to make sure that it was still there. Her principal thought was of fire, for she had deposited her money in bills, and was afraid that if they were burned up the bank would not give her any others. Jurgis made fun of her for this, for he was a man and was proud of his superior knowledge, telling her that the bank had fire-proof vaults, and all its millions of dollars hidden safely away in them.

However, one morning Marija took her usual detour, and, to her horror and dismay, saw a crowd of people in front of the bank, filling the avenue solid for half a block. All the blood went out of her face for terror. She broke into a run, shouting to the people to ask what was the matter, but not stopping to hear what they answered, till she had come to where the throng was so dense that she could no longer advance. There was a "run on the bank," they told her then, but she did not know what that was, and turned from one person to another, trying in an agony of fear to make out what they meant. Had something gone wrong with the bank? Nobody was sure, but they thought so. Couldn't she get her money? There was no telling; the people were afraid not, and they were all trying to get it. It was too early yet to tell anything—the bank would not open for nearly three hours. So in a frenzy of despair Marija began to claw her way toward the doors of this building, through a throng of men, women, and children, all as excited as herself. It was a scene of wild confusion, women shrieking and wringing their hands and fainting, and men fighting and trampling down everything in their way. In the midst of the mêlée Marija