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Again, on pages 706 and 711, is found con fusion as to the distinction between waiver and estoppel. It is pleasant to be able to say that many parts of the book—for example, the chapter on subrogation—are sound; but nevertheless the volume taken as a whole is a disappoint ment. Finally, the space devotee! to guaranty in surance—two pages—hardly justifies includ ing that branch on the title-page. LIFE INSURANCE CONTRACTS IN CANADA. By Frank Egerton Hodgins. Toronto: Canada Law Book Co. 1902. (xxii -(- 276 pp.) This volume contains the Dominion Insur ance Act and the statutes of the several prov inces, together with the law as determined by the courts. The law of life insurance has not yet been codified in any one of the provinces—unless, indeed, the elaborate pro visions of the Civil Code of Quebec are enti tled to be called a codification of this subject. Yet there have been so many statutory changes that this book will be extremely use ful to any lawyer who has to pass upon life insurance questions governed by Canadian law. A TREATISE ON GUARANTY INSURANCE; INCLUDINi; THEREIN AS SUBSIDIARY BRANCHES THE LAW OK FIDELITY, COMMERCIAL, AND JUDICIAL INSURANCES. By T. C. Frost. Boston: Little, Brown and Company. 1902. (xxxviii + 547 pp.) Apparently this is the first treatise upon this subject. It is far from being a satisfac tory piece of work, and it fails to make con vincing its initial and chief contention, that the contracts of surety companies are poli cies of insurance.

THE AMERICAN STATE REPORTS, Vol. 87. Containing cases of general value and au thority, decided in courts of last resort of the several states. Selected, reported, and annotated by A. C. Freeman. San Fran cisco: Bancroft- Whitney Company. 1902. Law sheep. (1067 pp.) The reports from which are taken the cases in the present volume of the American State Reports are the following: 129 Alabama, 135 California, 157 Indiana, 27 Indiana Ap peals, 106 Louisiana, 84 Minnesota, 25 Mon tana, 61 Nebraska, 65 Ohio State, 39 Ore gon, 73 Vermont, 25 Washington, 49 West Virginia, in Wisconsin, and 9 Wyoming. The more important monographic notes discuss these subjects: Embezzlement, When a Prisoner may be Released on Habeas Cor pus after Judgment and Sentence, Proceed ings Against Unknown Owners, Aban donment and Forfeiture of Mining Claims, Assignment of Life Insurance Policies, Duty of Mine Owners to Prevent Injury to Their Employes, Docketing Judgments, Power of Municipalities to Regulate, Prohibit, or Dis continue Cemeteries, Right to Acquire Title by Advise, Possession to Lands Devoted to a Public Use, and Fraudulent and Over issued Corporate Stock. An interesting case reported in this vol ume is Farm Investment Company v. Car penter, 9 Wyo. no, on the right to appro priate water for irrigation purposes, where it is held that "A right to the use of water may be acquired in Wyoming by priority of appropriation for beneficial purposes, in contravention of the common-law rule that every riprarian proprietor is entitled to the continued flow of the water of the stream running through or adjacent to his lands."