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 you'll put a mortgage on it for the northern road, I wouldn't mind taking an interest, if Pennybacker is willing; but Pennybacker, you know, don't go much on land, he sticks to the legislature." And Mr. Bigler laughed.

When Mr. Bigler had gone, Ruth asked her father about Philip's connection with the land scheme.

"There's nothing definite," said Mr. Bolton. "Philip is showing aptitude for his profession. I hear the best reports of him in New York, though those sharpers don't intend to do anything but use him. I've written and offered him employment in surveying and examining the land. We want to know what it is. And if there is anything in it that his enterprise can dig out, he shall have an interest. I should be glad to give the young fellow a lift."

All his life Eli Bolton had been giving young fellows a lift, and shouldering the losses when things turned out unfortunately. His ledger, take it altogether, would not show a balance on the right side; but perhaps the losses on his books will turn out to be credits in a world where accounts are kept on a different basis. The left hand of the ledger will appear the right, looked at from the other side.

Philip wrote to Ruth rather a comical account of the bursting up of the city of Napoleon and the navigation improvement scheme, of Harry's flight and the Colonel's discomfiture. Harry left in such a hurry that he hadn't even time to bid Miss Laura Hawkins good-bye, but he had no doubt that Harry would console himself with the next pretty face he saw—a remark which was thrown in for Ruth's benefit. Col. Sellers had in all probability, by this time, some other equally brilliant speculation in his brain.

As to the railroad, Philip had made up his mind that it was merely kept on foot for speculative purposes in Wall street, and he was about to quit it. Would Ruth be glad to hear, he wondered, that he was coming East? For he was coming, in spite of a letter from Harry in New York, advising him to hold on until he had made some arrangements in regard to