Page:The Fraternity and the Undergraduate (1923).pdf/120

 pocketbook is empty and the first of the month a week off.

Nor is it a good plan to borrow. The easy borrower has a distressingly poor memory of his obligations, never pays when he says he will, and seldom ever pays, and so falls into bad repute with his friends. There are not many bad habits which a freshman can learn that are worse than the habit of borrowing money, or of going into debt for something that is not absolutely necessary. Borrowing money to be paid out of your next month's allowance is like cutting one class to study for another.

No student should spend more than the family at home can afford. I have known too many cases of cruel sacrifice at home, when theboy at college was having a good time, wasting his opportunities, and spending lavishly money that was coming only through the greatest economy of the older members of the family. The freshman at college ought not to be unwilling to make his share of the sacrifice.

Every fraternity that I have known has its new men, and its old unfortunately, who, being a little short of money are quite willing that the fraternity should carry them. "We hope Granger will not be dropped from college," a fraternity man said with reference to an uncertain brother. "He owes us