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 be ample time for their accomplishment, and he approached the end of the month with the optimistic assurance that his salary of one hundred dollars would wipe out a debt twice that size. Sometimes when he saw the downfall of these false hopes he used to have a melancholy half hour, but there was for him always a solution in which he had complete faith. It was this. He was engaged to be married to a sweet young girl, and he looked forward to that union as a sort of new financial and temporal birth for him. "I'll be a different man then," he used to say. "She will change me completely." He has been married for many years, but his work still piles up beyond anything that mortal man could accomplish, and he still goes hopelessly into debt. Marriage has not changed him temperamentally any more than it is likely to change you and me, and what change it has made has been by slow degrees.

No more, ordinarily does a fraternity suddenly change the college man who goes into it; and the man who bases his hopes of mental and moral reform upon the fraternity is likely to be disappointed. It is likely only more strongly to confirm him in habits which he had previously formed. True, he is younger than the man who marries, and so, perhaps, more susceptible to environment and suggestion, but even he turns out of the old rut with difficulty. If he has previously