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R. TOWERS CHANDLER was pressing his evening suit in his hall bedroom. One iron was heating on a small gas stove; the other was being pushed vigorously back and forth to make the desirable crease that would be seen later on extending in straight lines from Mr. Chandler’s patent leather shoes to the edge of his low-cut vest. So much of the hero’s toilet may be intrusted to our confidence. The remainder may be guessed by those whom genteel poverty has driven to ignoble expedient. Our next view of him shall be as he descends the steps of his lodging-house immaculately and correctly clothed; calm, assured, handsome—in appearance the typical New York young clubman setting out, slightly bored, to inaugurate the pleasures of the evening.

Chandler’s honorarium was $18 per week. He was employed in the office of an architect. He was twenty-two years old; he considered architecture to be truly an art; and he honestly believed—though he would not have dared to admit it in New York—that