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"It has come to my knowledge through my son that your boy has abandoned the study of medicine, and that you are still uncertain as to his future career. I have long had the intention of seeking a young man who might join in our business, and relieve my old shoulders of some of the burden. Ezra urges me to write and propose that your son should become one of us. If he has any taste for business we shall be happy to advance his interest in every way. He would, of course, have to purchase a share in the concern, which would amount to seven thousand pounds, on which he would be paid interest at the rate of five per cent. By allowing this interest to accumulate, and investing also his share of the profits, he might in time absorb a large portion of the business. In case he joined us upon this footing we should have no objection to his name appearing as one of the firm. Should the idea commend itself to you, I should be most happy to talk over details, and to explain to you the advantages which the firm can offer, at my office in Fenchurch Street, any day between ten and four."

"With kind regards to your family, and hoping that they enjoy the great blessing of health, I remain sincerely yours,"

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"What d'ye think of that?" the doctor asked, when his son had finished reading it.

"I hardly know," said Tom; "I should like a little time to think it over."

"Seven thousand pounds is a good round sum. It is more than half the total capital which I have invested for you. On the other hand, I have heard those who ought to know say there is not a sounder or better managed concern in London. There's no time like the present, Tom. Get your hat, and we'll go down to Fenchurch Street together and look into it."

While father and son were rattling along in a cab from Kensington to the City, the young man had time to turn the