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 dery, is toned down by the dark hue of the walnut-wood furniture. The carpets of the reception-rooms are generally of rich Kidderminster, or velvet pile; an air of elegance and cleanliness pervades these superb dwellings; they look the height of comfort. It must be remembered that the foregoing is not a description of a dwelling here and there, but of fifty or sixty streets, or of 4000 or 5000 houses, those inhabited by merchants of average incomes, storekeepers not of the wealthiest class, and lawyers. The number of servants kept in such mansions as these would sound disproportionately small to an English ear. Two or three female servants only are required. Breakfast is very early, frequently at seven, seldom later than eight. The families of merchants in business in the lower part of the city often dine at one, and the gentlemen return to a combination of dinner with tea at six. It does not appear that at home luxury in eating is much studied. It is not customary, even among some of the wealthier inhabitants of New York, to indulge in sumptuous equipages. "Hacks," with respectable-looking drivers and pairs of horses, fill the place of private carriages, and look equally well. Coachmen require high wages, and carriages are frequently injured by collision with omnibuses; these are among the reasons given for the very general use of hired vehicles.

The private equipages to be seen in New York, though roomy and comfortable, are not elegant. They are almost invariably closed, with glass sides and front, and are constructed with a view to keep out the intense heat of the summer sun. The coachmen are generally blacks, and the horses are stout animals, with cropped tails. The