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2 arises from difference of opinion, but the unanimity tends only to accelerate the ruin.

The young housekeeper should consider the serious consequences that are likely to result from setting out in a style of lavish expenditure, and she should remember that, while it is easy to extend, it is extremely difficult to reduce, her establishment. One expensive article requires another to correspond with it, and one expensive entertainment imposes the necessity of other equally expensive entertainments; for it requires no small share of moral courage to risk the loss of consequence which may result by its being surmised that we are not so well off, as we have been supposed to be. And when the time comes, as sooner or later it assuredly must, when the means are not adequate to the demands, what sacrifices are made, and what unseemly contrivances are resorted to, in order to keep up, to the last, a poor remnant of "appearance!" and, when this can no longer be effected, then comes the humiliation, with all the bitter feelings attendant upon retrenchment; of all which feelings, the bitterest is, the dread of being degraded in the world's estimation. To endure privations with resignation, to feel the want of habitual comforts, yet be grateful for the blessings which are left to us, is the duty of every Christian, and is the less arduous when the reverse of fortune which has befallen us, has not been produced by any fault of our own. But if, in addition to the distresses of adversity, the wife and the mother be doomed to writhe under the pang of self-reproach, great indeed must be her suffering, and one for which I can suggest no adequate relief. To the young and generous-minded, the hardest portion which accompanies reverses of fortune, is, the change which they sometimes produce in the behaviour of acquaintances. When we are become poorer than we were, and have lost the ability to entertain guests in the accustomed manner, it is painful to perceive some of those very people who have been the most hospitably entertained, and who, in our prosperity, have appeared the most attached to us, turn from us and our difficulties, while they banish from their minds the recollection of past kindness. To meet with indifference in those whose smiles have courted ours; to feel that we have thrown away sincere friendship upon mere heartlessness, is hard to be endured, even by the faultless, but how