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REAT BRITAIN and the United States signed a treaty of peace and good-will at Ghent in 1814. During the following year the wars of England and France ended on the field of Waterloo. And so at last the battle flags were furled. The long-continued wars of England had, through neglect, reduced her merchant marine to a low standard of efficiency, and both men and ships were in a deplorable condition. There was no government supervision over British merchant shipping except taxation, the only check, and that but partially effective, being the Underwriters at Lloyd's. Unscrupulous ship-owners might and often did send rotten, unseaworthy vessels to sea, poorly provisioned, short of gear and stores, with captains, mates, and crews picked up from low taverns along the docks. These vessels were fully covered by insurance at high rates of premium, with the hope, frequently realized, that they would never be heard from again.

The "skippers," "maties," and "jackies" alike belonged to the lowest stratum of British social classification, which, according to the chronicles