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116 "Mercy, you don't want much, Bert," cried Nan. "How much money—a thousand dollars?"

"I want money, too," piped in Freddie. "Want to start a bank account just like papa's."

By dint of hard saving Bert and Nan had accumulated two dollars and ten cents between them, while Freddie and Flossie had each thirty-five cents. There was a wonderful lot of planning between the twins, and all put their money together, to buy papa and mamma and Dinah and Sam some Christmas presents. Freddie and Flossie had not yet purchased the cologne and handkerchief before mentioned, and now it was decided to get Mr. Bobbsey a new cravat, Mrs. Bobbsey a flower in a pot, Dinah a fancy apron, and Sam a pair of gloves. Nan and Bert made the purchases which, after being duly inspected by all, were hidden away in the garret storeroom.

As the time for Christmas came on Flossie and Freddie grew very anxious, wanting to know if Santa Claus would be sure to come. Flossie inspected the chimney several times.