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 ous endurance. He was an expert fencer, and had been the Captain of the University's fencing team. He was mildly fond of outdoor sports, and had a knack of doings things well without any extensive practice. His golf handicap was only three; and one season he had played on our championship polo team against England. Nevertheless, he had a positive antipathy to walking, and would not go a hundred yards on foot if there was any possible means of riding.

In his dress he was always fashionable—scrupulously correct to the smallest detail—yet unobtrusive. He spent considerable time at his clubs: his favorite was the Stuyvesant, because, as he explained to me, its membership was drawn largely from the political and commercial ranks, and he was never drawn into a discussion which required any mental effort. He went occasionally to the more modern operas, and was a regular subscriber to the symphony concerts and chamber-music recitals.

Incidentally, he was one of the most unerring poker players I have ever seen. I mention this fact not merely because it was unusual and significant that a man of Vance's type should have preferred so democratic a game to bridge or chess, for instance, but because his knowledge of the science of human psychology involved in poker had an intimate bearing on the chronicles I am about to set down.

Vance's knowledge of psychology was indeed uncanny. He was gifted with an instinctively accurate judgment of people, and his study and reading had co-ordinated and rationalized this gift to an amazing extent. He was well grounded in the academic prin-