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 may be able to make return in more effective work. Money received from the union or the church or the lodge to which an individual belongs has the virtue of appearing as a prerogative of his membership. On previous occasions his dues or his contributions may have gone to aid others. Now it is his turn. Perhaps later on he will once more be able to help some fellow member.

What the conception of reciprocity may do to foster the individual's sense of responsibility can be supplemented by expecting accomplishment of him in return for the money he receives. Financial assistance should always be supplied as part of a definite plan toward the execution of which the person in trouble must work. If he is sick, the goal may be his restoration to health. If he is out of work, it may be employment. If the individual in need of assistance is a mother, then the plan may center about the education of her children. The more definite the undertaking and the greater the emphasis upon what the person who is receiving help must do, the better are the chances of safeguarding his initiative and his self-respect.

Whenever the gift of money is necessary, this is the spirit in which it should be given, the same