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 more remunerative employment. Perhaps a wiser household management will fit his present resources to his needs. Perhaps he can call still further upon his credit. Every conceivable resource which a man may have should be developed in the hope that by capitalizing past or future productivity he may succeed in meeting the crisis in his finances.

If his assets are not sufficient to his necessity and financial assistance is inevitable, then money should be given to him in such a way as to stimulate his sense of responsibility. This can be done through a careful selection of the source from which help comes to him. It should, if possible, suggest the idea of reciprocity. Thus, assistance from a member of the same family or from a friend, for whom in a similar situation he might conceivably perform a similar service, is better than aid from a stranger or from some one whose financial status is such as to render remote the possibility of his needing help. Aid from an employer contains the element of reciprocity, for there is, on the one hand, a growing public opinion that the employee contributes to industry more than the amount of his wages, and, on the other, the hope of the employee that in the future he