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37 exceptions, the foundation stone of their character was laid by men who commenced with little, but who, by the exercise of punctuality, frugality, and integrity, gained commercial fame.

In conclusion, my Lord, I hate to observe that it is now upwards of a year since I submitted this plan to you «a4 other influential parties,—it has been sent for consideration to various parts of England, Ireland, Scotland, and Wales,—I have both by personal communication and by letter taken the opinion of considerable bodies of the working-classes upon it, and the result of such enquiries has been satisfactory. I base then the plan of this Colonization Loan Society upon the capabilities of Australia, the benevolent spirit of the British nation, and the moral worth of its people.

I have the honour to be.

Your Lordship's very faithful servant,

CAROLINE CHISHOLM. 3, Charlton Crescent Islington, , August, 1849.