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78 Hari Babu accompanying him to Gopál's house at Entally. They found the debtor apparently in high spirits, although he admitted that certain speculations had turned out badly. When pressed by Shám Babu to repay the loan, he asked for time, pleading that his whole capital was locked up. Shám Babu, however, was obdurate, and with his brother-in-law's help he brought such pressure to bear on Gopál that the latter sulkily agreed to give him a mortgage on an ancestral estate in the Mufassil (interior of Bengal). Shám Babu stuck closely to him until the bargain had been fulfilled, and managed matters so expeditiously that the mortgage deed was drawn up, executed, and registered in a week. Though he had now something tangible to rely on in case of accidents still he was not happy, for Gopál discontinued paying interest on the loan and he did not dare to press him, lest he should precipitate a crash.

Misfortunes never come singly. Soon after settling this unpleasant affair, Shám Babu was laid low by fever; and doctor's bills trenched sadly on his slender resources. Susil, too, the hope of the family, caught a mysterious disease and was absent from office so long that his employers were obliged to replace him. For the first time in his life, the poor old father felt the pinch of want, but he bore up bravely hoping for better times. When he was able to crawl about