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" dear Charles," said Lady Marney to Egremont the morning after the Derby, as breakfasting with her in her boudoir he detailed some of the circumstances of the race, "we must forget your naughty horse. I sent you a little note this morning, because I wished to see you most particularly before you went out. Affairs," continued Lady Marney, first looking round the chamber to see whether there were any fairy listening to her state secrets, "affairs are critical."

"No doubt of that," thought Egremont, the horrid phantom of settling-day seeming to