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102 a saying that "all events happen in their time," and just as Canute appeared again in the council, the ablest men in the parish were threatened with bankruptcy, the result of a speculative fever which had been raging long, but now first began to react. They said that Lars Hogstad had caused this great epidemic, for it was he who had brought the spirit of speculation into the parish. This penny malady had originated in the parish board; for this body itself had acted as leading speculator. Down to the youth of twenty years, all were endeavoring by sharp bargains to make the one dollar, ten; extreme parsimony, in order to lay up in the beginning, was followed by an exceeding lavishness in the end: and as the thoughts of all were directed to money only, a disposition to selfishness, suspicion, and disunion had developed itself, which at last turned to prosecutions and hatred. It was said that the parish board had set the example in this also; for one of the first acts, performed by Lars as chairman, was a prosecution against the minister, concerning doubtful prerogatives. The venerable pastor had lost, but had also immediately resigned. At the time some had praised, others denounced, this act of Lars; but it had proved a bad example. Now came the effects of his management in the form of loss to all the leading men of the parish; and consequently, the public opinion quickly changed. The opposite