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Rh every pound of capital subscribed, every pound that fell due in wages, was to count for one “lay.” Of these, Tommy could claim five hundred and ten, Carthew one hundred and seventy, Wicks one hundred and forty, and Hemstead and Amalu ten apiece: eight hundred and forty “lays” in all. What was the value of a lay? This was at first debated in the air and chiefly by the strength of Tommy's lungs. Then followed a series of incorrect calculations; from which they issued, arithmetically foiled, but agreed from weariness upon an approximate value of £2 7s. 7¼d. The figures were admittedly incorrect; the sum of the shares came not to £2000, but to £1996 6s.—£3 14s. being thus left unclaimed. But it was the nearest they had yet found, and the highest as well, so that the partners were made the less critical by the contemplation of their splendid dividends. Wicks put in £100 and stood to draw captain's wages for two months; his taking was £333 3s. 6½d. Carthew had put in £150: he was to take out £401 18s. 6½ pence. Tommy's £500 had grown to be £1213 12s. 9¾d.; and Amalu and Hemstead, ranking for wages only, had £22 16s.s 0½d. each.

From talking and brooding on these figures, it was but a step to opening the chest; and once the chest open, the glamour of the cash was irresistible. Each felt that he must see his treasure separate with the eye of flesh, handle it in the hard coin, mark it for his own, and stand forth to himself the approved owner. And here an insurmountable difficulty barred the way. There were some seventeen shillings in English silver: the rest was Chile; and the Chile dollar, which had been taken at the rate of six to the pound sterling, was practically their smallest coin. It was decided, therefore, to divide the pounds only, and to throw the shillings, pence, and fractions in a common fund. This, with the three pound fourteen already