Page:Small-boat sailing; an explanation of the management of small yachts, half-decked and open sailing-boats of various rigs; sailing on sea and on river; cruising, etc (IA smallboatsailing01knig).pdf/282

 it differed from it, our sea-lawyer had a technical grievance. Again, when punishing men for misconduct, only such punishments as are sanctioned by the Board of Trade must be inflicted.

Even when cruising with a small vessel, the yachtsman will do well to keep a log-book, and when he is on a foreign cruise with paid hands under him, to do so becomes imperative. For the log is the official diary in which is entered, day by day, not only the details of the ship's vogage, but the fines and other punishments inflicted on the seamen, the discharge or desertion of men, cases of death or sickness, etc.; and in case of future litigation or official inquiry the log-book has to be produced.

INSURANCE

It is now possible to insure a yacht on very easy terms with Lloyd's agents, against all risks; and it is not necessary for insurance purposes that the captain of a yacht hold a Board of Trade certificate.

In the ordinary yachting policy, clauses are inserted making the underwriters liable for a vessel's loss or partial damage to the extent of the value of the policy, whether she be at sea, in port, in dock, on a gridiron, on the mud, etc.; whether she have a pilot on board or not: in short, nearly all possible conditions are provided for, and the vessel is permitted, without invalidating her policy, to sail to any port in any part of the world.