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 had been told of places and individuals here. He knew it to be true that unconsciously he was brushing elbows with fortune the livelong day; that a hundred or five hundred thousand gave no one the privilege of living more than comfortably in so wealthy a place. Fashion and pomp required more ample sums, so that the poor man was nowhere. All this he realised, now quite sharply, as he faced the city, cut off from his friends, despoiled of his modest fortune, and even his name, and forced to begin the battle for place and comfort all over again. He was not old, but he was not so dull but that he could feel he soon would be. Of a sudden, then, this show of fine clothes, place, and power took on peculiar significance. It was emphasised by contrast with his own distressing state.

And it was distressing. He soon found that freedom from fear of arrest was not the _sine qua non_ of his existence. That danger dissolved, the next necessity became the grievous thing. The paltry sum of thirteen hundred and some odd dollars set against the need of rent, clothing, food, and pleasure for years to come was a spectacle little calculated to induce peace of mind in one who had been accustomed to spend five times that sum in the course of a year. He thought upon the subject rather actively the first few days he was in New York, and decided that he must act quickly. As a consequence, he consulted the business opportunities advertised in the morning papers and began investigations on his own account.

That was not before he had become settled, however. Carrie and he went looking for a flat, as arranged, and found one in Seventy-eighth Street near Amsterdam Avenue. It was a five-story building, and their flat was on the third floor. Owing to the fact that the street was not yet built up solidly, it