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 "My father had a very large family," said he, "with limited means. He gave me twenty pounds at starting, and that was all he ever gave me. After I had been a considerable time at the station [at sea], I drew for twenty more, but the bill came back protested. I was mortified at this rebuke, and made a promise, which I have ever kept, that I would never draw another bill without a certainty of its being paid. I immediately changed my mode of living, quitted my mess, lived alone, and took up the ship's allowance, which I found quite sufficient; washed and mended my own clothes; made a pair of trousers out of the ticking of my bed; and having by these means saved as much money as would redeem my honour, I took up my bill, and from that time to this I have taken care to keep within my means." Jervis for six years endured pinching privation, but preserved his integrity, studied his profession with success, and gradually and steadily rose by merit and bravery to the highest rank.

Mr. Hume hit the mark when he once stated in the House of Commons—though his words were followed by "laughter"—that the tone of living in England is altogether too high. Middle-class people are too apt to live up to their incomes, if not beyond them: affecting a degree of "style" which is most unhealthy in its effects upon society at large. There is an ambition to bring up boys as gentlemen, or rather "genteel" men; though the result frequently is only to make them gents. They acquire a taste for dress, style, luxuries, and amusements which can never form any solid foundation for manly or gentlemanly character; and the result is, that we have a vast number of gingerbread young gentry thrown upon the world, who 23