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 be surprising if it were not so much a matter of ordinary practice in business transactions. Dr. Chalmers has well said, that the implicit trust with which merchants are accustomed to confide in distant agents, separated from them perhaps by half the globe—often consigning vast wealth to persons, recommended only by their character, whom perhaps they have never seen—is probably the finest act of homage which men can render to one another.

Although common honesty is still happily in the ascendant amongst common people, and the general business community of England is still sound at heart, putting their honest character into their respective callings, there are, unhappily, as there have been in all times, but too many instances of flagrant dishonesty and fraud, exhibited by the unscrupulous, the over-speculative, and the intensely selfish in their haste to be rich. There are tradesmen who adulterate, contractors who "scamp," manufacturers who give us shoddy instead of wool, "dressing" instead of cotton, cast-iron tools instead of steel, needles without eyes, razors made only "to sell," and swindled fabrics in many shapes. But these we must hold to be the exceptional cases, of low-minded and grasping men, who, though they may gain wealth which they probably cannot enjoy, will never gain an honest character, nor secure that without which wealth is nothing—a heart at peace. "The rogue cozened not me, but his own conscience," said Bishop Latimer of a cutler who made him pay twopence for a knife not worth a penny. Money earned by screwing, cheating, and over-reaching may for a time dazzle the eyes of the unthinking; but the bubbles blown 22