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10 agency) which lists every business, whether incorporated or not, in the United States. Every subscriber also has the privilege of obtaining a certain number of individual reports for credit purposes, upon request, according to the size of the contract which is signed. Additional reports will also be furnished at a charge which is very reasonable.

Immediately u : 8-

tomer, or a request for credit, one has only to refer to the

Tanne book. If the rating is high, the credit man is Justi- ges in granting wny credit he sees fit without further adg.

Te Tating is poor or is blank, he should request a report

eats if the credit sought is large enough to war- rant it. Such a report will show the correct name and.

address, whether married, antecedents (in nearly every«

case), a copy ig ancial statement if it was

possible to 0 Siness, insur erent e

ance, | outside property, ete. merle heattinereneindaponeletctt his

\

pays tys his bills. The reports dre as € as 1 os-\y *

sible m each individual case to get them, and ihestignaes submitted are corroborated at the local banks. Further- more, whéms-report tias been requestett-should there be a material change in the debtor’s affairs at a later date, should he be sued, have judgment entered against him, or should he mortgage his stock or property, the subscriber will be advised voluntarily by the commercial agency.

is is of great benefit at times, especially if the credit

an should later become lax with the debtor, as some- times happens, or if the debtor does not volunteer any such information, when it is to his advantage to keep it secret as far as possible.