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 First National and the Stockmen’s National. Into the First National Bank of San Rosario the newcomer walked, never slowing his brisk step until he stood at the cashier’s window. The bank opened for business at nine, and the working force was already assembled, each member preparing his department for the day’s business. The cashier was examining the mail when he noticed the stranger standing at his window.

“Bank does n’t open ’til nine,” he remarked, curtly, but without feeling. He had had to make that statement so often to early birds since San Rosario adopted city banking hours.

“I am well aware of that,” said the other man, in cool, brittle tones. “Will you kindly receive my card?”

The cashier drew the small, spotless parallelogram inside the bars of his wicket, and read:

“Oh—er—will you walk around inside, Mr.—er—Nettlewick. Your first visit—didn’t know your business, of course. Walk right around, please.”

The examiner was quickly inside the sacred precincts of the bank, where he was ponderously introduced to each employee in turn by Mr. Edlinger, the cashier—a middle-aged gentleman of deliberation, discretion, and method.