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 banking-room—Jimmy included, for Mr. Adams’s future son-in-law was welcome anywhere. The clerks were pleased to be greeted by the good-looking, agreeable young man who was going to marry Miss Annabel. Jimmy set his suit case down. Annabel, whose heart was bubbling with happiness and lively youth, put on Jimmy’s hat, and picked up the suit-case. ‘‘Would n’t I make a nice drummer?” said Annabel. “My! Ralph, how heavy it is? Feels like it was full of gold bricks.”

“Lot of nickel-plated shoe-horns in there,” said Jimmy, coolly, “that I’m going to return. Thought I’d save express charges by taking them up. I’m getting awfully economical.”

The Elmore Bank had just put in a new safe and vault. Mr. Adams was very proud of it, and insisted on an inspection by every one. The vault was a small one, but it had a new, patented door. It fastened with three solid steel bolts thrown simultaneously with a single handle, and had a time-lock. Mr. Adams beamingly explained its workings to Mr. Spencer, who showed a courteous but not too intelligent interest. The two children, May and Agatha, were delighted by the shining metal and funny clock and knobs.

While they were thus engaged Ben Price sauntered in and leaned on his elbow, looking casually inside between the railings. He told the teller that he didn’t want anything; he was just waiting for a man he knew.

Suddenly there was a scream or two from the women, and a commotion. Unperceived by the elders, May,