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 gave you one of my cards. Why did I do it? Because, my young friend, it gives me pleasure to help the deserving, to succor them in their time of need, to be able to say to myself, when their time of trial is over. There is a business I helped to success.' It is a wonderful privilege to be able to aid young men on their way to their goals."

Whatever misgivings Bert had brought with him into the room vanished. Here was treatment as whole-souled, as generous and as spontaneous, as he could ask.

"I was afraid," he said in a burst of confidence, "that perhaps you might not lend me the money."

"You have misjudged me," Old Man Clud wheezed; "but I am used to being misjudged. Every man who goes far in the world has his defamers. If I should tell you the names of men in this town that I have helped you would sit there and look at me in astonishment. But to me a loan is a matter of sacred confidence, and I never reveal secrets. What I lend and what you borrow is nobody's business but ours. Am I not right?"

"Yes, sir."

"There! I always judged you for a young man of understanding. I am a shrewd judge of character. And how much might this sick business of yours need to make it well?"

"About one hundred and fifty dollars," said Bert.

"You have it already," said Old Man Clud.