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 keep and how to use it, when there is occasion for money in your pocket is the best companion. As one observed, "be a good husband, and thou wilt soon get a penny to spend, a penny to lend, and a penny for thy friend." For I would have none to be such misers as to gain money only to keep, and not make use of it; for to such, money is the greatest curse, of which the world has been furnished with many instances.

FINIS.