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Rh of the year. It is understood that this is made in case comply with the terms of payment as named above. It is not reasonable to expect us to wait an indefinite time for the settlement of bills, and to make the same discount as to those who settle promptly and according to conditions necessary to justify the discount. It is no excuse for delay that the bill is not presented. Our circulars sate what the expenses are, and any one really desirous of being prompt can present a sum approximating regular term payments. When this is not done in the future, we shall feel justified in making bills at the close of the year without discounts.

N.B.—A comparison of the expenses of different schools is expected from those seeking one to patronize. We would bespeak for our circular a careful examination. It will be seen we put all in one estimate, thus the cost seems greater than that of some few similar institutions; but when the expense of various necessary items not furnished, that must come in as extras in bills of those apparently less expensive schools, as lights, washing, carpets various other articles of furnishing, it will be found the aggregate cost far exceeds ours, besides causing numerous petty annoyances. Again, to yearly patrons the discount of ten per cent. reduces the actual cost to very much less than that of most schools of equal merit. The real cost is no more, and, as a rule, less than at similar schools claiming especial merit as inexpensive. Examine and note what is furnished.

THERE ARE NO CONCEALED EXTRAS. We have set forth every item of school expenses necessarily incurred by pupils, and give them so fully and explicitly that we flatter ourselves all inquiries are anticipated and answered. NO DEDUCTION

Will be made for absence from the school, excepting in cases of protracted illness, when the loss will be shared by the patron and institution.

A FURNISHED ROOM Has a closet for wardrobe, carpet, bureau, mirror, bed-stead (with spring-bed bottom, mattress and pillows), stove (if the room is not heated by furnace), chairs, study stand, pitcher or water-carrier, broom, dust-pan, kerosene lamp and oil-can.

Students furnish their own towels, napkins, table fork and teaspoons; and for their beds, each one pair of sheets and one pair of pillow-cases, one bed-quilt and one blanket.

REFERENCES. BY PERMISSION. Hon. H. M. Calkins ........... Wyoming, Iowa. J. M. Elder, Att'y-at-law ........... Concord, Iowa. C. L. Hostetter, Att'y-at-law........... Mt. Carroll, Ill. Rev. D. E. Halteman, D.D. ...........Delavan, Wis. Rev. C. D. Merit ........... Fairbury, Ill. H. S. Metcalf, M.D. ........... Mt. Carroll, Ill. H. H. C. Miller, Att'y-at-Law, 1st Nat'l Bank Buil'g. Chicago, Ill. Miss Idell Miles........... Boston, Mass. Miss L.W. Rundell ........... Alden, N.Y. Mrs. A.J. Sawyer........... Lincoln, Neb. Mr. Sanford Topping........... Ottawa, Kan. Hon. S.Y. Thornton........... Canton, Ill. G.F. VanVechten, Banker ........... Cedar Rapids, Iowa. Rev. J.P. Phillips ........... Belvidere, Ill. Rev. E. Wells ........... Mt. Carroll, Ill. Mr. and Mrs. J.W. Winters ........... DuQuoin, Ill.

EXTRACTS FROM LETTERs FROM THE ABOVE.

"Mt. Carroll Seminary stands unrivaled in point of practical work."

"I congratulate myself on finding so good an institution in which to educate my daughters."

"I believe it to be the best school in the West, and can conscientiously recommend it to all having daughters to educate."

"An excellent school, in which thoroughness is the aim, wherein also a pupil may help herself and be helped to an education, and where high attainments in music and the arts are available."

"It offers advantages to students with limited means that no other school can, and those who can afford to pay do not fail to get the worth of their money, if they have brains to use, and heart to appreciate their advantages."

"We gladly add our testimony in favor of Mt. Carroll Seminary as a school for girls, where a good, efficient education in the various branches taught in such a school may be obtained, and at the same time health, morals and manners receive due attention."

"I have known its history for many years and can speak of the ability of its teachers, the excellence of its courses of study, the wholesomeness of its home discipline."

"I have visited several of the leading educational institutions of the East, as you know, and I really think that the Mt. Carroll School is fully equal in any point of instruction, and superior to the majority of the schools in practical application."

"It is thorough in all its school work, wise in its discipline, and safe in its Christian culture. The moral and intellectual atmosphere of the place is such as to make it perfectly safe for parents to send their daughters to this Seminary to be educated."

"I like the school for its general aim, scope and results. It has age enough to be no mere experiment or theory, but a success and practice that commends it to the confidence of its patrons, and at the same time it is young enough to be full of vigor, growth and improvement."

"I recognize the government as sound, judicious and safe, the location healthful and beautiful, the educational advantage of the first order of merit, and I am happy with hundreds of others of its patrons to testify to the kind tare and attention given our daughters while there."

"Having been some six or eight years familiar with the workings of Mt. Carroll Seminary, I take great pleasure in saying that I know of no institution more worthy of the confidence and support of those who have daughters to educate. I regard the Seminary as exceptionally thorough in all its departments, and the discipline and government as eminently just and kind."

"One peculiarity of Mt. Carroll Seminary is, I think, that while most schools try to excel in one direction, Mt. Carroll aims at equal thoroughness in all."

"I know of no school in the country that affords better