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 concerns that you read about in Dickens. There were some rumors of a war behind its counters, but not enough to affect the business.

During and after the war, Blandford Carteret, F.F.V., lost his plantations, juleps, marksmanship, and life. He bequeathed little more than his pride to his surviving family. So it came to pass that Blandford Carteret, the Fifth, aged fifteen, was invited by the leather-and-mil-supplies branch of that name to come North and learn business instead of hunting foxes and boasting of the glory of his fathers on the reduced acres of his impoverished family. The boy jumped at the chance; and, at the age of twenty-five, sat in the office of the firm equal partner with John, the Fifth, of the blunderbuss-and-turkey branch. Here the story begins again. The young men were about the same age, smooth of face, alert, easy of manner, and with an air that promised mental and physical quickness. They were razored, blue-serged, straw-hatted, and pearl stick-pinned like other young New Yorkers who might be millionaires or bill clerks.

One afternoon at four o’clock, in the private office of the firm, Blandford Carteret opened a Rh