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8 Years previous to the opening of this story, Mr. Amos Bartlett had been in business with Jefferson Pennington, Gilbert's father. The two had owned several extensive tobacco warehouses in Richmond, and later on had branched out into the tea and coffee trade. The business had grown to such proportions that it was formed into a stock concern called the Richmond Importing Company. At the time the company had been formed, Mr. Pennington had died; and shortly after this Mr. Amos Bartlett had gone to Tien-Tsin, China, to live, taking with him his wife and his little daughter, Jennie.

When it came to a settlement of Jefferson Pennington's affairs, no satisfactory accounting could be obtained from the Richmond Importing Company, and a lawsuit instituted by Gilbert's mother fell through for the lack of evidence. Amos Bartlett had been written to, but was down with the fever in Tien-Tsin, and could give no evidence. The men at the head of the newly formed company were sharpers from New Orleans; and in the end Mrs. Pennington had received only two thousand dollars in cash for her stock, while she was fully satisfied in her own mind that the amount due her husband's